Terms & Conditions
The information and other services offered through www.torca.com are made available subject to the following Terms and Conditions of Use:

Description of Service
Torca.com currently provides users with information services and access to web based resources. Unless explicitly stated otherwise, any new features that augment or enhance the current service, shall also be subject to the Terms and Conditions of use.

Content
torca.com may link you to sites containing information that some people may find inappropriate or offensive. torca.com makes no representations concerning any effort to review the content of any of the sites listed in links, articles or other directories, or of any of the sites otherwise linked to torca.com. torca.com shall not be held responsible for the accuracy, copyright or trademark compliance, legality, or decency of material contained in the listed.

Changes in Terms and Conditions
torca.com reserves the right to modify its services from time to time, for any reason and without notice. Furthermore, it reserves the right to modify these Terms and Conditions from time to time, without notice. Users should review these Terms and Conditions from time to time so as to be informed of any changes.

Disclaimer of Warranties
torca.com disclaims any and all responsibility or liability for the accuracy, content, completeness, legality, reliability, or operability or availability of information or material in its services. torca.com disclaims any responsibility for the deletion, failure to store, misdelivery, or untimely delivery of any information, e-mail or material. torca.com disclaims any responsibility for any harm resulting from downloading or accessing any information or material through its services.

The services are provided “as is”, with no warranties whatsoever. All implied, and statutory warranties, including, without limitation, the warranties of merchantability, fitness for a particular purpose, and non-infringement of proprietary rights, are expressly disclaimed to the fullest extent permitted by law. To the fullest extent permitted by law, torca.com disclaims any warranties for the security, reliability, timeliness, and performance of the services. To the fullest extent permitted by law, torca.com disclaims any warranties for other services or goods received through or advertised on the services or received through any links provided in the services, as well as for any information or advice received through the services, or through any links provided in the products and services. torca.com similarly disclaims, to the fullest extent permitted by law, any warranties for any information of advice obtained though the services. The user understands and agrees that any material downloaded or otherwise obtained through the use of the services is done at his/her own discretion and risk. The user will also be solely responsible for any damages to his/her computer system or loss of data that results in the download of such material.

Limitation of Liability
Under no circumstances shall torca.com be liable to any user on account of that user’s use or misuse of and reliance of the services. Such limitation of liability shall apply to prevent recovery of direct, indirect, incidental, consequential, special, exemplary, and punitive damages, even if torca.com has been advised of the possibility of such damages. Such limitation of liability shall apply whether the damages arise from use or misuse of, and reliance on the services, from inability to use the services, from the interruption, suspension or termination of services (including such damages incurred by third parties. Such limitation shall also apply with respect to damages incurred by reason of other services or goods received through or advertised on the products and services or received through any links provided in the services, as well as by reason of any information or advice received through or advertised on the services, or received through any links provided in the services. Such limitation shall apply with respect to the performance or non-performance of the services or any information or merchandise that appears on, or is linked to torca.com. This applies also to lost profits and data. Such limitation shall apply to the fullest extent permitted by law.

Under no circumstances shall torca.com be held liable for any delay or failure in performance resulting directly or indirectly from acts of nature, forces, or causes beyond its reasonable control, including, without limitation, internet failures, computer equipment failures, telecommunication equipment failures, other equipment failures, electrical power failures, strikes, labor disputes, riots, insurrections, civil disturbances, shortages of labor or materials, fires, flood, storms, explosions, acts of God, war, governmental actions, orders of domestic or foreign courts or tribunals, non-performance of third parties, or loss of or fluctuations in heat, light, or air conditioning.

Copyright and Trademark
torca.com is a registered trademark. Any use of this mark without the express formal written consent of torca.com, is strictly prohibited.

All rights, including copyright, in the content of www.torca.com are owned or controlled for these purposes by torca.com. In accessing torca.com the user agrees that he/she may only download the content for his/her own personal non-commercial use.

The user is not permitted to copy, broadcast, download, store (in any medium), transmit, show or play in public, adapt or change in any way the content of torca.com for any other purpose whatsoever without the prior written permission of the torca.com.

Resale of Service
The user agrees not to reproduce, duplicate, copy, sell, resell or exploit for any commercial purposes, any portion of the service, use of the service, or access to the service.

Governing Law
All legal issues arising from or related to the use of torca.com and related services shall be construed in accordance with, and all questions with respect thereto shall be determined by, the laws of the Malta.

Parental Controls
Certain material available on the Internet is not appropriate for minors. torca.com may have certain areas on the service that may contain adult or mature content. For this reason, parents who wish to allow their children access to the service should assist and supervise these minors in accessing the service.

The service is designed to appeal to a broad audience. Accordingly, it is the parents’ or legal guardian’s responsibility to determine whether any of the content is appropriate for your child.

Dealings with Advertisers and Merchants
Your correspondence or business dealings with, or participation in promotions of, advertisers and merchants found on or through the service, including payment and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such advertiser or merchant. To the fullest extent permitted by law, you agree that it-torca.com shall not be responsible or liable for any loss or damage of any kind incurred as the result of any such dealings or as the result of the presence of such advertisers and merchants on the service, and you agree that any order placed by you on, and any product specifications and product availability appearing on, the service are subject to confirmation by, and the terms and conditions of business of, the relevant merchant.

Indemnity
By using it-torca.com the user agrees to indemnify it-torca.com and its parent company, subsidiaries, affiliates, officers, and employees and hold them harmless from any and all claims and expenses, including legal fees, arising from his/her use of it-torca.com. By using it-torca.com the user agrees to release it-torca.com and its parents, subsidiaries, affiliates, officers, and employees from any and all claims, demands, debts, obligations, damages (actual or consequential), costs, and expenses of any kind or nature whatsoever, whether known or unknown, suspected or unsuspected, disclosed or undisclosed, that the he/she may have against them arising out of or in any way related to such disputes and/or to the services. The user hereby agree to waive all laws that may limit the efficacy of such releases.

These Terms and Conditions of Use constitute the entire agreement between the parties with respect to the subject matter contained herein and supersedes any other agreement, proposals and communications, written or oral, between it-torca.com's representations and you with respect to the subject matter hereof; except that any other terms and conditions located on any individual web site are incorporated herein by reference to the extent they do not conflict with these Terms and Conditions. To the extent that any other terms and conditions or terms of service conflict with these Terms and Conditions, those other provisions shall control with respect to the use of the particular web site and any products or services available on or through the web site at which those other provisions may be found.

Privacy Policy
it-torca.com’s privacy policy complies with internationally respected standards.

Users visiting torca.com can use many of the services without disclosing his/her identity. However we may place a cookie on your PC to enable us to keep statistical track of our audience and build trends on usage.